It Was the Best of Times, It Was the Worst of Times
All about how missing the best market days (or the worst!) might affect your portfolio.
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International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.