1. Leaving a Legacy to Your Grandkids

    Now is the time to explore the possibilities. Grandparents Day is coming up and provides a reminder of the bond between grandparents and grandchildren and the importance of family legacies. A family legacy can have multiple aspects. It can include much more than heirlooms and appreciated assets. It …Read More

  2. Save & Invest Even if Money Is Tight

    For millennials, today is the right time. If you are under 30, you have likely heard that now is the ideal time to save and invest. You know that the power of compound interest is on your side; you recognize the potential advantages of an early start. There is only one problem: you do not earn enoug…Read More

  3. Is It Time to Stop Procrastinating About Your Financial Plan?

    Some things to think about as you get started with your strategy.  First, look at your expenses and your debt. Review your core living expenses (such as a mortgage payment, car payment, etc.). Can any core expenses be reduced? Investing aside, you position yourself to gain ground financially when i…Read More

  4. Coping with College Loans

    Paying them down and managing their financial impact.  Is student loan debt weighing on the economy? Probably. Total student loan debt in America is now around $1.5 trillion, having tripled since 2008. The average indebted college graduate leaves campus owing nearly $40,000, and the mean monthly st…Read More

  5. Should Couples Combine Their Finances?

    Should Couples Combine Their Finances? To consolidate or not: that is the question.  Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question is: how do you and your partner view mo…Read More

  6. Set Goals as You Save & Invest

    Turn your intent into a commitment.  Goals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large retirement fund by age 60? Once you have a def…Read More

  7. Is Women’s Wealth Growing Faster Than Men’s Wealth?

     One study says yes. Two major factors may be influencing the trend. Picture the women of the world growing wealthier. It’s happening right now. Research from the Boston Consulting Group affirms this development. BCG, a leading business strategy advisor, says that as the world grew 5.2% wealthier…Read More

  8. Set Goals as You Save and Invest

    Turn your intent into a commitment. Goals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large retirement fund by age 60? Once you have a defin…Read More

  9. The Major 2018 Federal Tax Changes

    Comparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses refine their income tax strategies. Income tax brackets have changed. The old 10%, 15%, 25%, 28%, 33%…Read More

  10. The Importance of Equitable Estate Planning

    Suzanne is widowed and has four adult children. Her investment portfolio is worth $1 million, and she owns a bed-and-breakfast inn worth $1 million as well. Can she conveniently and equally bequeath these assets to her kids to give each child a $500,000 share of her wealth? This may not be as easy a…Read More