1. The Major 2018 Federal Tax Changes

    Comparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses refine their income tax strategies. Income tax brackets have changed. The old 10%, 15%, 25%, 28%, 33%…Read More

  2. The Importance of Equitable Estate Planning

    Suzanne is widowed and has four adult children. Her investment portfolio is worth $1 million, and she owns a bed-and-breakfast inn worth $1 million as well. Can she conveniently and equally bequeath these assets to her kids to give each child a $500,000 share of her wealth? This may not be as easy a…Read More

  3. Cybercurrencies: A Risky Choice in 2018

    This year, we have seen the downside of bitcoin & other altcoins.  Bitcoin. Ethereum. Litecoin. Ripple. Ether. As 2017 ended, the prices of these cybercurrencies were soaring. In early 2018, they have plummeted. Opportunistic investors have been left to wonder: Are these digital currencies real…Read More

  4. Why You Want a Retirement Plan in Writing

    Setting a strategy down may help you define just what you need to do.  Many people save and invest vaguely for the future. They know they need to accumulate money for retirement, but when it comes to how much they will need or how they will do it, they are not quite sure. They will “wing it,” h…Read More

  5. Cash Flow Management

    An underappreciated fundamental in financial planning. You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and personal “financial planning” involve tomorrow’s goals, but those goals may not…Read More

  6. Money Habits That May Help You Become Wealthier

    Financially speaking, what do some households do right?  Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much better financial shape in the l…Read More

  7. Are REITs Right for You?

    These investments let you own real estate without having to be a landlord. What is a REIT? A real estate investment trust (REIT) is a real estate investment company that manages a portfolio of income properties, distributing the lion’s share of its profits as dividends. By getting into a REIT, you…Read More

  8. Keep Calm, Stay Invested

    Expect more volatility, but avoid letting the headlines alter your plans.  Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months, and it could mean significant, ongoing turbulence for Wall Street. As an investor,…Read More

  9. Wise Money Moves Young Women Can Make

    Want a better financial future for yourself? Act now. As a young woman, you have an opportunity to make some major financial strides. You truly have time on your side when it comes to investing, saving, and harnessing the power of compounding. Now is the time to pay yourself first and do those thing…Read More

  10. Less SALT for Taxpayers to Subtract

    What does the new federal cap on state and local tax deductions mean for you?  Have you routinely itemized your federal tax deductions? In 2018, you may decide to take the standard deduction instead. One possible reason: the new limit on state and local tax deductions set by the federal government.…Read More